Finance · 08/06/2025

A Goldman Sachs report indicates that the market is experiencing a 'golden-haired girl' trend driven by dovish expectations from the Federal Reserve, reduced geopolitical risks, and progress in trade negotiations. The economic growth is moderate with low inflation pressures, creating a favorable environment for the recovery of risk assets.

Taxation · 07/23/2025

This article details how individuals and businesses can reduce tax burdens or increase refunds through tax credits and deductions, with a particular focus on new policies and tax advantages introduced by the Inflation Reduction Act of 2022. It covers various categories of tax benefits, including those related to families, education, and clean energy.

Finance · 07/18/2025

U.S. retail sales increased by 0.6% in June, indicating resilience in consumer spending. The labor market remains robust with a decline in initial unemployment claims; ASML's earnings surpassed expectations, signaling growth. Despite easing inflation, uncertainties persist in real estate and trade policies, while the AI sector continues to hold long-term potential.

Finance · 07/25/2025

Recently, the US stock market has shown a strong rebound trend, with TSMC and the rise of AI and energy investments invigorating tech stocks. The House's stablecoin bill hearings and the release of June inflation data have become focal points for the market, prompting investors to seize opportunities amid fluctuations and rotations.

Finance · 07/28/2025

This article analyzes the key factors influencing silver prices, including industrial demand, dollar strength, economic conditions, and inflation. It also explores the importance of silver in the modern economy. Silver is not only an investment hotspot but also a crucial raw material for industrial production. Understanding its dynamics will help navigate market fluctuations.

Loans · 08/04/2025

The continuous rise in U.S. housing prices is influenced by multiple factors, including a housing shortage, a significant increase in mortgage interest rates, and escalating inflation. Homebuyers, particularly first-time buyers, are facing severe challenges. Moving forward, it is crucial to focus on ways to address the tight inventory and reduce the financial burden.

Finance · 07/22/2025

In the United States, Social Security benefits are adjusted annually based on the Cost of Living Adjustment (COLA), with an estimated increase of about $50 in 2025. The Social Security Administration evaluates inflation using the Consumer Price Index for urban consumers to ensure that benefit amounts align with economic changes, thereby protecting beneficiaries' standard of living.

Taxation · 10/24/2024

The U.S. Department of the Treasury and the IRS have released final regulations on the Advanced Manufacturing Production Tax Credit under the Inflation Reduction Act. The aim is to encourage domestic production of renewable energy components by providing clear operational guidelines, promoting market compliance, helping businesses reduce costs, and seizing opportunities in the growth of green energy.

Finance · 07/24/2025

The Shiller P/E ratio is a crucial indicator for assessing stock market valuation. By analyzing the average earnings per share over the past decade, along with inflation factors, it helps investors reveal the market's true state and determine if it is overheated. Despite its advantages, it also has drawbacks, such as data dependency and cyclical fluctuations.

Finance · 07/18/2025

Arbitrage Pricing Theory (APT) analyzes expected asset returns through multiple factors, highlighting that many economic risks, such as inflation and fluctuations in national income, cannot be diversified away. Compared to the Capital Asset Pricing Model (CAPM), APT offers greater flexibility, as it does not rely on a market portfolio and has fewer assumptions, providing broader applicability for theoretical use.

Finance · 08/06/2025

East Coast port workers began a strike on October 1 due to a breakdown in negotiations over wage increases and automation issues. The strike involves 36 ports and could lead to supply chain disruptions and rising inflation. Experts warn that if the strike continues for several weeks, it will impact the delivery of goods for both consumers and businesses.

Lawyers · 07/21/2025

This article provides a detailed explanation of legal terms related to wills and trusts, including will contests, spousal elective share, estate and gift taxes, and spousal deductions. Understanding these concepts will aid in effective estate management and prevent potential legal disputes. Readers are encouraged to explore related operational guides and participate in online seminars to enhance their understanding and practical skills in estate handling.

Finance · 10/29/2020

This article analyzes the key differences between gold and silver and their impact on investors. It explores the value and advantages of silver as a low-threshold investment option, while also highlighting its significance in industrial applications.

Finance · 07/30/2024

Despite expectations that the Federal Reserve will maintain interest rates at its upcoming meeting, recent economic data and changes in the labor market provide strong justification for future rate cuts. This article analyzes the context of rising inflation rates and real interest rates, and explores how the Federal Reserve may adjust its policy statements to adapt to the new economic landscape.

Finance · 03/13/2025

The US CPI unexpectedly fell to 2.8%, with the weakened inflation possibly prompting the Federal Reserve to cut interest rates, leading to a stock market rebound. However, the unpredictability of Trump’s policies and potential threats of economic recession keep investors wary of market uncertainties. Furthermore, the high valuation of US stocks raises concerns about long-term growth, necessitating a cautious approach.